5-Star Rated · 31 States · 1,200+ Clients

Health coverage that actually works for your real life.

Kyle Frank is an independent health advisor who shops every major carrier to find coverage that fits your life, your doctors, and your budget — completely free, with zero pressure.

Any doctor, any hospital — nationwide
100% free — no cost to you ever
24-hour coverage, on or off the job
We never sell your information
Free consultation  ·  No obligation  ·  Strictly confidential
Kyle Frank
Kyle Frank
Licensed Health Advisor · NPN: 21035733
1,200+
Clients
31
States
5+ yrs
Exp.

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Answer a few quick questions — takes under 60 seconds.
⏰  Limited free consultations available this week
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Who needs coverage?
5.0 Rated
·
1,200+ Clients
·
31 States Licensed
·
Any Doctor · Any Hospital
·
24hr Coverage
·
NPN: 21035733
Blue Cross Blue Shield Aetna Cigna UnitedHealthcare Humana Ambetter Health Wellcare Oscar Health Neighborhood Health Plan CarePlus Health Plans AvMed Summit Health Blue Cross Blue Shield Aetna Cigna UnitedHealthcare Humana Ambetter Health Wellcare Oscar Health Neighborhood Health Plan CarePlus Health Plans AvMed Summit Health Blue Cross Blue Shield Aetna Cigna UnitedHealthcare Humana Ambetter Health Wellcare Oscar Health Neighborhood Health Plan CarePlus Health Plans AvMed Summit Health Blue Cross Blue Shield Aetna Cigna UnitedHealthcare Humana Ambetter Health Wellcare Oscar Health Neighborhood Health Plan CarePlus Health Plans AvMed Summit Health
Who We Help

The right coverage for every situation

Whether you're self-employed, running a business, or just tired of overpaying — we have options built for you.

💼

Self-Employed & 1099

Freelancers, contractors, and independent professionals who need solid coverage without the corporate price tag.

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🏢

Small Business Owners

Want affordable coverage for yourself and your team? We build cost-effective plans that protect your people and your bottom line.

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👨‍👩‍👧

Families

Is employer coverage too expensive for your whole family? We find affordable alternatives that don't sacrifice what matters.

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🏥

Traveling Healthcare Workers

Tired of short-term agency plans that lapse between assignments? We offer nationwide plans that travel with you.

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🚛

Truck Drivers

Owner-operators crossing state lines need nationwide coverage. We have plans that move with you 24/7, on or off the job.

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👤

Individuals

Not covered through an employer? Aging off a parent's plan? We'll find you great individual coverage that fits your budget.

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Your Health Advisor

Meet Kyle Frank

Independent. Honest. In your corner long after you enroll.

Kyle Frank
5.0 Rating
1,200+ clients helped
Kyle Frank
Licensed Health Insurance Advisor · Frank Family Health
"I founded Frank Family Health in 2020 when I realized most Americans are either overpaying, underinsured, or both — and they don't even know it."

Health insurance is confusing. There are an overwhelming number of plans available, and without the right guidance it's nearly impossible to know if you're getting a fair deal. That's exactly why I got licensed — to help people navigate the noise and find coverage that actually makes sense.

My team and I take an educational approach. Based on your specific needs and budget, we show you every option available in your state — including ACA Marketplace plans and little-known private options that can save you even more if you're in good health. If you feel like you're overpaying, not happy with your coverage, or just want to make sure you're protected — book a free 15-minute call and let's find out.

✓ Licensed in 31 States ✓ NPN: 21035733 ✓ 5+ Years Experience ✓ Zero Pressure ✓ Post-Enrollment Support
Call Now 📅 Schedule a Meeting
Why Frank Family Health

Coverage built around your actual life

Four things that actually matter when you or your family need care.

Keep Your Doctors

We verify your current providers are in-network before recommending any plan. No surprises, no starting over with someone new.

Save Real Money

We compare every major carrier. Most clients save hundreds per year — sometimes thousands — without losing coverage quality.

Zero-Pressure Guidance

We're paid the same regardless of which plan you choose. Our only goal is finding your best fit — no quotas, no sales tactics.

Support After You Enroll

Claim denied? Bill looks wrong? Kyle picks up the phone long after most advisors have moved on to the next client.

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Plan Benefits

Why you'll love your plan

Flexibility and reliability across every plan we recommend.

Any Doctor, Any Hospital — Nationwide!
24-Hour Coverage, On or Off The Job
Plans You Can Travel With Nationwide
Quality Coverage for Critical Illness
Wellness & Health Screening Benefits
Dental & Vision Coverage Available
Life & Disability Insurance Available
Virtual Doctor Visits — 24/7 Telehealth
Customized Coverage to Fit Your Needs
1,200+
Happy Clients Served

Ready to get covered?

One free conversation can save you hundreds per year. No pressure, no jargon — just honest guidance from someone who genuinely cares.

Call Now — It's Free
Or book a meeting →
How It Works

Smooth like butter — 4 simple steps

Most clients go from first conversation to enrolled in under an hour.

1

Call or Get a Quote

Reach out by phone, form, or book a meeting. We make it easy to start — no paperwork required.

2

Free Consultation

We learn about your situation — your doctors, budget, family — and answer every question without any pressure.

3

We Find Your Plan

We compare every carrier and present your best options in plain English — side by side, no surprises.

4

You're Covered

We handle the paperwork. Coverage activates, questions are answered, and Kyle stays available for anything after.

Client Reviews

Real people, real results

"I had been overpaying for years and didn't even know it. Kyle found me a better plan with the same doctors for $180 less a month. Wish I had called sooner."
JR
Jamie R.
Freelance Designer · Florida
"As a small business owner I had no idea where to start. Kyle walked me through everything clearly and without any pressure. My whole team is now fully covered."
MK
Marcus K.
Business Owner · Texas
"When a claim was denied, Kyle personally went to bat for me until it was resolved. That level of follow-through is rare. I refer everyone I know to him."
SL
Sandra L.
Family of 4 · Tennessee
"Kyle made the whole process so easy. I was dreading finding new insurance after leaving my job, but he found me a great plan in less than 30 minutes."
RP
Rachel P.
Self-employed · North Carolina
"Switched from a plan I had for 3 years. Kyle found something better at a lower price and I kept all my same doctors. I've already referred 4 friends."
DM
David M.
Contractor · Ohio
"I was paying way too much and had no idea. Kyle got my whole family covered for less than I was paying just for myself before. Absolutely recommend."
TC
Tanya C.
Family · Alabama
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Service Area

Licensed in 31 States & Growing

Serving individuals, families, and small businesses across the country.

NPN: 21035733  ·  Verify at nipr.com

States where Kyle Frank is licensed
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Common Questions

Got questions? We have straight answers.

Nothing. Our services are completely free to you. We are compensated by the insurance carriers at a standardized rate that does not affect your premium. Expert guidance at zero cost.
Yes — and we verify this before recommending any plan. Keeping your physician is a top priority. We will only show you plans where your providers are in-network.
Absolutely — this is one of our core specialties. We navigate ACA Marketplace plans and subsidy eligibility based on your income. We also show you little-known private plan options that aren't tied to income at all. Private plans are based on your health status, which means if you're in good health you can often get better benefits at a significantly lower cost than anything on the Marketplace. We show you both side by side so you can make the most informed decision possible.
Most clients go from first call to enrolled in under an hour. We handle all the research so your time is spent making a confident decision — not drowning in paperwork.
Kyle is licensed in 31 states — AL, AR, CO, DE, FL, GA, IA, IL, IN, KS, KY, LA, MD, MI, MO, MS, MT, NC, NE, NV, OH, OK, SC, SD, TN, TX, UT, VA, WI, WV, and WY. NPN: 21035733.
Your information is used only to find your best coverage options. We never sell it, share it, or add you to any lists. Your privacy is non-negotiable.
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Get Started Today

The right coverage is one call away.

Independent advice. No pressure. No hidden fees. Just the coverage your family or business actually needs — at the best available rate.

Call Now — Free Consultation 📅 Book a Meeting

Or request a callback

We respond within 1 business hour.
Your information is private. We never sell or share it.
✓ Received — Kyle will be in touch shortly.
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